Equipment Leasing Specialists

March 2009 has been the best month since October 2002. Investors where buying up top-performing bank and technology shares as the first quarter closed today. News out of Europe made investors feel a lot better making the losses incurred on Monday less of a factor. Technology shares added to a strong three-week rally. The increase in demand for personal computers in China and the United States, and potential restocking of inventories in Europe aided in the rally.

This doesn’t mean we are out of the woods yet but it is a great sign that we are heading in the right direction.

Leasing or Financing of CRM software for your business is a great way to take advantage of custom solution for your business without the huge outlay of cash. Five Point Capital will provide your company with the means to finance not only the license for the Software such as Microsoft CRM, Goldmine, ACT, and Sales Logix for example but also 100% of the installation and customization of the software.

Software is only as good as the customization that adapts it to fully automate your business. The money is well spent on finding a solution provider who can tailor the software to your needs. It can a long time to great even on implementing software but with Leasing you have positive ROI within 30 days. Leasing just doesn’t make cents it makes real dollars in terms of savings and creating new opportunities.

Let Five Point Capital know if you have a unique software package you need for your new business.

We have talked a lot about the importance of a good credit score a number of time and now Five Point Capital would like to delve into this information a little bit more. When trying to run a successful small to medium sized business it is important to have a good credit score. This is a three-digit number which can determine whether you can obtain the kind of capital you need to run your business.

A history of how you’ve paid your bills, how much open credit you have, and anything else that would affect your creditworthiness. Your credit score boils down all of that information to a three-digit number. Using the credit score, lenders can predict with some accuracy how likely the borrower is to repay a loan and make payments on time. This is an incredibly important number, which affects how much you pay for credit, insurance and other life necessities.

That is why leasing with Five Point Capital is so important. You can get any capital you need with out affecting those three little numbers that are a vital part of your good standing with the entire world. Do not take a risk and try to by equipment before you have the money or take a bank loan out that good devastate your credit score. Lease with Five Point Capital and use the money you earn from the equipment to pay the lease and check out your credit score at myfico.com

Here are 4 things to think about to help save your small business money in this down economy. With just a few minor changes to your operations, you can save your business thousands of dollars.

1. Get creative with your advertising. Instead of spending huge amounts of money on mass media double up your personal advertising efforts. Include advertising material with your invoices, and coupons into newsletters and other promotional fliers. Internet marketing is a great way to reach target markets without breaking the bank.

2. Your company should go green because of all the positive effects on the environment. However, saving electricity by buying energy efficient equipment can save you a ton of money as well.

3. Sublet your office space. Entrepreneurs are always looking for inexpensive office space, plus you save on rent.

4. An internship program is a win-win situation for your business. You get enthusiastic and ambitious employees to help you, while they in turn get the school credit and experience they need.

When it comes to saving money in a down economy small business need to watch every cent and find small ways to cut down on cost. There is no need to layoff your hard working employees when you can make smaller changes that will save you huge amounts in the long run.

In this economic state many Americans are concerned about their ability to maintain a good credit score. If you are in the market for equipment for your business you may be concerned about taking out a loan because of the impact it may have on your credit score and your ability to take a loan out for another purpose.

That is where Five Point Capital can help. Equipment leasing through us will not affect your personal credit. Banking products such as Loans and Bank lines add debt service to your personal credit which eventually makes it more difficult for you to acquire additional money from them when you need it because your credit score goes down.

No matter how good your credit is when you get a bank loan it will affect your credit score because you now have debt and the potential for more debt. Many people who have used banks to secure equipment for their businesses are now in a state of panic because they no longer of a bank loan to fall back on. Banks are tightening their lending standards and having a great credit score is a must to secure a loan.

Do not try to finance equipment through a bank, when leasing with Five Point capital it stays under the credit radar and ensures that your equipment need will not affect you future borrowing.

There are numerous reasons why so many people have turned to leasing to get the necessarily equipment to help their business grow. Five Point Capital has compiled a list of reason more and more people are leasing their equipment then ever before:

* Leasing improves the cash flow of a company: Business that chooses to lease their equipment does not have to put down large down payment that would significantly decrease their working capital.

* Credit Line: Leasing does not have any impact on an individual’s credit line.

* No Sunk Capital: In many industries companies are hesitant to invest in equipment that becomes obsolete quickly. Computers are an excellent example. Computers are constantly changing and leasing guards against the technology becoming obsolete.

* Less Long Term Debt: Leasing reduces long-term debt and improves a company’s balance sheet.

* Tax deductions: lease payments are consider operating expenses and in most businesses are one hundred percent tax deductible.

* Creative Financing: When leasing equipment that you may need to run you business lower payments at the start can be arranger to help you company grow.

* Simple Paperwork: In most cases you can receive $100,000 with only a one page application.

As you can see Five Point Capital has complied a list of excellent reasons when looking to obtain new equipment for you business leasing should always be an option. It can seriously help your business with out putting an unnecessary strain on your growth.