Equipment Leasing Specialists

Cash advances are sometimes exactly what a small business needs to jumpstart profits. If you use a company like Five Point Capital, the cash advance is based on future sales from credit and debit cards, so we don’t get paid until you get paid! When you take out y cash advance, you and our Five Point Capital representative will decide on a fixed percentage that will be taken out of your daily credit or debit sales on a regular basis, until you pay off the cash advance. The percentage process means that you are paying what you are able to pay off at that time, rather than an arbitrary monthly payment that may be difficult to pay off. Once we begin the cash advance process, you can have the money you need in as little as five days. The best part about the cash advance is that there is no early payment penalty, so if you can be in the clear and not worry about it.

The Five Point Capital cash advance program makes it easy for business owners to get the money they need to run efficiently. The retrieval of the percentage of income takes place automatically every day, according to that percentage. You don’t have to constantly crunch numbers. The cash advance won’t be looming over your head. It basically takes care of itself, and your business reaps all the benefits. In addition, the company will send you a monthly statement, so you still have a way to keep track of your records.

The cash advance can be used on anything to further your business - whether it is hiring more personnel, buying a new oven, purchasing new software, moving to a new office, or in the case of an emergency. These things take capital, and it’s great to know that with Five Point Capital’s cash advance program, you have a resource to turn to.

If you own your own business, you understand the difficulties in making sure it runs efficiently. Given the recession, business owners have been hit hard with financial burdens. As business and cash flow declines, the expenses do not, and some small businesses are left to fend for themselves. Unfortunately, those with declining credit may not be approved for business loans and even for those who are, high interest rates and penalties associated with loans make it an unappealing option. Luckily, Five Point Capital offers quick, no-hassle cash advances exclusively for small business owners to help them get back on their feet.

With Five Point Capital’s quick, no-hassle cash advances, we aim to help small companies get the cash they need to run an efficient business. Five Point Capital takes the worry out of repayment since we give small businesses cash upfront in exchange for a fixed dollar amount of your credit card sales until your advance is paid in full; that means we don’t get paid until you get paid! Running a company is no easy task and when you are running low on funds, taking out loans creates an added burden. Let Five Point Capital help relieve some of your stress while helping your business thrive again.

Five Point Capital makes growing and expanding your business easier than ever before. Now with our quick, no-hassle cash advance options, you never need to worry about buying supplies or paying off loans ever again. Request cash when you need it and then pay it back as you go, when you can afford it. For more information on Five Point Capital’s quick, no-hassle cash advances, visit www.fivepointcapital.com today.

It’s finally the time of year that everyone waits for—spring! The cold of winter has gone, the rush of holidays has passed, and a time for renewal is upon us. When it’s time for spring cleaning for your company, Five Point Capital is the place to turn.

Let’s face it—no matter how great your business equipment is, it simply wears down. Computers become out-of-date, faxes jam, and chairs break. No matter what kind of business you run—an accounting firm, a restaurant, a magazine, or anything else—springtime is the perfect time to update all your old equipment. If you have equipment that is broken, out-of-date, or in need of repairs, Five Point Capital can help.

Five Point Capital offers the nation’s best furniture and equipment leasing. We can work out a payment plan for just about anything—from barstools to laptops. Best of all, when your lease is up, you have the option to buy the equipment or furniture at an extremely discounted rate! Equipment leasing has never been easier and never been more affordable. Do not let your business suffer due to out-of-date equipment or old furniture. The recession is finally starting to pass, so make your business shine and call Five Point Capital for all your spring cleaning needs.

If it’s time for a good renewal of your business, go to www.fivepointcapital.tv or give us a call at 800-317-3404. We would be happy to discuss all of our equipment leasing and furniture rental options with you, and can even recommend the most popular products for your industry. Five Point Capital is the clear choice for medical equipment leasing, restaurant equipment leasing, business equipment leasing, and construction equipment leasing, so give us a call today.

Computer users beware—there is a new scam on the rise that targets you on two levels. A new type of H1N1 email scam not only offers false promises of an H1N1 vaccine, but can also give you a computer virus. What makes the email even more dangerous is that it claims to be from a highly reputable source—the Center for Disease Control and Prevention.

This email, which has been circulating widely in the state of Ohio and other places in the Midwest, claims to be from the Center for Disease Control and Prevention. The email asks for personal information, to see if you are a candidate for receiving a free or discounted H1N1 vaccine. Downloading the email response form can give you a computer virus, and gives this mysterious predator access to all the private information you fill out.

The CDC (Center for Disease Control and Prevention) claims that they would never ask for personal information—and only certified health representatives would only ask questions about one’s health. If you receive an email claiming to be from the CDC, do not open it. Contact the CDC to see if they were actually reaching out to you. Chances are that you are received the H1N1 virus scam email.

We here are Five Point Capital hope you stay safe and disease-free this winter season—both from the flu and from computer viruses! As always, we remind you to beware when opening emails from people you do not know, and to think twice about downloading suspect attachments or releasing any personal information.

With the economy just barely starting to bounce back, consumers are more careful with their money than ever. While many of us are no longer scrimping as badly as we were one year ago, we are now cautious with our money, as we have seen first-hand the devastation that can come out of nowhere. Now that we finally have some money to spend or save again, what should we do with it? How can we keep our money safe? Here at Five Point Capital, we know you work hard for your earnings, so we have a few tips to avoid getting ripped off.

The best way to save money is to avoid a rip-off. You need groceries, utilities, gasoline, clothes, transportation, and even the occasional entertainment and splurge. Since you need these things to get by, you cannot avoid spending money on them. Nothing comes for free, especially in a down or recovering economy. As a result, the best thing you can do is make sure you are getting the best price for your money. There is nothing wrong with shopping sales and cutting coupons—these are the little things that help you save money. A few cents here and a few dollars there can really add up. Going out for dinner? Skip the appetizers and drinks. Appetizers can fill you up so that you don’t enjoy your meal, and drinks are often the most over-priced of all menu items. Instead, enjoy your dinner with a glass of water, and then pick up a bottle of wine at the grocery store on the way home to enjoy for up to 60% less in the privacy of your own home.

There is also nothing more frustrating than buying something and then seeing it somewhere else for a better price. To avoid a rip-off, we say to be vocal. Though many companies do not advertise it, a good deal of businesses will refund you the difference if you can prove a competitor is offering a lower price. They want your business and would rather refund you some money than have you return the item all together to instead buy it somewhere else. In the same light, shop around before you purchase. Figure out who has the best deals and do not be afraid to pit competitors against each other. If one store has a lower price, tell the competing store owner or manager—there may be some hidden discounts waiting for you that will get you an even better price.

You don’t want to get ripped-off or scammed. Keep your money safe by doing your research and only buying the best quality and cost-effective goods. When you do that, your savings add up. You can keep these savings for a rainy day, or splurge on something fun.

Five Point Capital, a leader in the world of equipment leasing, has been recognized by SNW’s Fall 2009 Awards! SNW, or rather Storage Networking World, annually announces winners for their Best Practices in Storage Awards for companies who show superior technological achievements in their storage capabilities. Five Point Capital has been recognized under the category of “Technology Innovation and Promise” due to their superior server consolidation on their equipment leasing website.

Five Point Capital Leasing owes its recognition to AutoVirt, whose AutoVirt AutoMove software enables them to consolidate their server and server room on a regular basis. AutoVirt put out a press release this week announcing Five Point Capital’s recognition by Storage Networking World. One pick-up of the original release can be found here.

Josh Klein, the President and CEO of AutoVirt, had nothing but good things to say about his medical equipment leasing and business equipment leasing customer. “Five Point Capital is the true embodiment of a visionary company that knows in order to improve internal processes, seize opportunities and fend-off competitive threats it must deploy innovative technology solutions.”

Five Point Capital, Inc. is no stranger to awards in excellence. In 2006, Five Point Capital Equipment Leasing was named Number 82 on the Inc. 500 list of America’s Fastest Growing Private Companies, and in 2007 was Number 348. In 2006, Five Point Capital was also named Number 9 on the San Diego Business Journal list of San Diego’s Top 100 Fastest Growing Privately Held Companies, and was Number 11 in 2007, due their strong presence in the field of restaurant equipment leasing and construction equipment leasing. To be recognized by the Storage Networking World for Five Point Capital’s attention to innovation and technology is a true honor, and Five Point Capital proudly adds it to their list of achievements.

Even though summer is meant to be a time to relax, we here at Five Point Capital know that we can often fill our schedules with so many summertime plans that summer becomes our busiest time yet! Parties, barbeques, beach days, picnics, camping trips, fishing trips, and shuffling the kids to baseball games and camp can be overwhelming, so we would like to offer you a list of small things you can do to fill your summer with relaxation.

First, eat your meals outside. As long as the weather is warm and sunny, take advantage of it. This doesn’t mean you need to run out and buy patio furniture—even taking your cup of coffee and drinking it on the front steps can be relaxing and can help you to find time to get some fresh air. If you do have a place to eat meals outside, make sure to purchase some insect-repellent candles so as to enjoy your meal in peace.

Secondly, walk more. Again, you will find the fresh air and the warm weather invigorating, and it’s good for you. Walking also helps to remind us to slow down and smell the roses so to speak. Speeding down roadways on trains and in cars only adds to the rushed feeling of everyday life.

Eat more fruits and vegetables. Fruits and veggies that are in season during the summer months are often the tastiest, so now is the time to bulk up on the nutritious foods. When it is especially hot, cold fruits are a great way to cool down (tip: try throwing some grapes in the freezer for an extra-cold sweet treat). Fresh vegetables are so delicious that even your pickiest kids will love them! Try sweet corn on the cob or fresh asparagus on the grill when you barbeque. Shopping at your local farmer’s market means lower costs, guaranteed freshness, and supporting your neighborhood.

Finally, act like a kid! Eat freezer pops, run through sprinklers, ooh and ahh at fireworks, splash in pools, and build sandcastles. These activities can make you feel younger and help to remind you why you loved summer when you were young.

Summer is a great time to unwind, no matter how busy your schedule. Remember to take the time to enjoy the season and the weather in any way you can. We hope you have a great summer!