Free Up Your Cash

Spring Cleaning

March 8th, 2010

It’s finally the time of year that everyone waits for—spring! The cold of winter has gone, the rush of holidays has passed, and a time for renewal is upon us. When it’s time for spring cleaning for your company, Five Point Capital is the place to turn.

Let’s face it—no matter how great your business equipment is, it simply wears down. Computers become out-of-date, faxes jam, and chairs break. No matter what kind of business you run—an accounting firm, a restaurant, a magazine, or anything else—springtime is the perfect time to update all your old equipment. If you have equipment that is broken, out-of-date, or in need of repairs, Five Point Capital can help.

Five Point Capital offers the nation’s best furniture and equipment leasing. We can work out a payment plan for just about anything—from barstools to laptops. Best of all, when your lease is up, you have the option to buy the equipment or furniture at an extremely discounted rate! Equipment leasing has never been easier and never been more affordable. Do not let your business suffer due to out-of-date equipment or old furniture. The recession is finally starting to pass, so make your business shine and call Five Point Capital for all your spring cleaning needs.

If it’s time for a good renewal of your business, go to www.fivepointcapital.tv or give us a call at 800-317-3404. We would be happy to discuss all of our equipment leasing and furniture rental options with you, and can even recommend the most popular products for your industry. Five Point Capital is the clear choice for medical equipment leasing, restaurant equipment leasing, business equipment leasing, and construction equipment leasing, so give us a call today.

H1N1 Computer Virus

December 16th, 2009

Computer users beware—there is a new scam on the rise that targets you on two levels. A new type of H1N1 email scam not only offers false promises of an H1N1 vaccine, but can also give you a computer virus. What makes the email even more dangerous is that it claims to be from a highly reputable source—the Center for Disease Control and Prevention.

This email, which has been circulating widely in the state of Ohio and other places in the Midwest, claims to be from the Center for Disease Control and Prevention. The email asks for personal information, to see if you are a candidate for receiving a free or discounted H1N1 vaccine. Downloading the email response form can give you a computer virus, and gives this mysterious predator access to all the private information you fill out.

The CDC (Center for Disease Control and Prevention) claims that they would never ask for personal information—and only certified health representatives would only ask questions about one’s health. If you receive an email claiming to be from the CDC, do not open it. Contact the CDC to see if they were actually reaching out to you. Chances are that you are received the H1N1 virus scam email.

We here are Five Point Capital hope you stay safe and disease-free this winter season—both from the flu and from computer viruses! As always, we remind you to beware when opening emails from people you do not know, and to think twice about downloading suspect attachments or releasing any personal information.

How to Avoid a Rip-Off

November 11th, 2009

With the economy just barely starting to bounce back, consumers are more careful with their money than ever. While many of us are no longer scrimping as badly as we were one year ago, we are now cautious with our money, as we have seen first-hand the devastation that can come out of nowhere. Now that we finally have some money to spend or save again, what should we do with it? How can we keep our money safe? Here at Five Point Capital, we know you work hard for your earnings, so we have a few tips to avoid getting ripped off.

The best way to save money is to avoid a rip-off. You need groceries, utilities, gasoline, clothes, transportation, and even the occasional entertainment and splurge. Since you need these things to get by, you cannot avoid spending money on them. Nothing comes for free, especially in a down or recovering economy. As a result, the best thing you can do is make sure you are getting the best price for your money. There is nothing wrong with shopping sales and cutting coupons—these are the little things that help you save money. A few cents here and a few dollars there can really add up. Going out for dinner? Skip the appetizers and drinks. Appetizers can fill you up so that you don’t enjoy your meal, and drinks are often the most over-priced of all menu items. Instead, enjoy your dinner with a glass of water, and then pick up a bottle of wine at the grocery store on the way home to enjoy for up to 60% less in the privacy of your own home.

There is also nothing more frustrating than buying something and then seeing it somewhere else for a better price. To avoid a rip-off, we say to be vocal. Though many companies do not advertise it, a good deal of businesses will refund you the difference if you can prove a competitor is offering a lower price. They want your business and would rather refund you some money than have you return the item all together to instead buy it somewhere else. In the same light, shop around before you purchase. Figure out who has the best deals and do not be afraid to pit competitors against each other. If one store has a lower price, tell the competing store owner or manager—there may be some hidden discounts waiting for you that will get you an even better price.

You don’t want to get ripped-off or scammed. Keep your money safe by doing your research and only buying the best quality and cost-effective goods. When you do that, your savings add up. You can keep these savings for a rainy day, or splurge on something fun.

SNW Best Practices Award

October 9th, 2009

Five Point Capital, a leader in the world of equipment leasing, has been recognized by SNW’s Fall 2009 Awards! SNW, or rather Storage Networking World, annually announces winners for their Best Practices in Storage Awards for companies who show superior technological achievements in their storage capabilities. Five Point Capital has been recognized under the category of “Technology Innovation and Promise” due to their superior server consolidation on their equipment leasing website.

Five Point Capital Leasing owes its recognition to AutoVirt, whose AutoVirt AutoMove software enables them to consolidate their server and server room on a regular basis. AutoVirt put out a press release this week announcing Five Point Capital’s recognition by Storage Networking World. One pick-up of the original release can be found here.

Josh Klein, the President and CEO of AutoVirt, had nothing but good things to say about his medical equipment leasing and business equipment leasing customer. “Five Point Capital is the true embodiment of a visionary company that knows in order to improve internal processes, seize opportunities and fend-off competitive threats it must deploy innovative technology solutions.”

Five Point Capital, Inc. is no stranger to awards in excellence. In 2006, Five Point Capital Equipment Leasing was named Number 82 on the Inc. 500 list of America’s Fastest Growing Private Companies, and in 2007 was Number 348. In 2006, Five Point Capital was also named Number 9 on the San Diego Business Journal list of San Diego’s Top 100 Fastest Growing Privately Held Companies, and was Number 11 in 2007, due their strong presence in the field of restaurant equipment leasing and construction equipment leasing. To be recognized by the Storage Networking World for Five Point Capital’s attention to innovation and technology is a true honor, and Five Point Capital proudly adds it to their list of achievements.

Facebook Privacy Scam

July 28th, 2009

Facebook cannot seem to get its privacy issues under control. As soon as one is resolved, something else pops up to make users reconsider what they put on their profiles. The latest issue comes from Facebook Ads. Instead of showing a consistent photo next to the ads that appear in the margins and sidebars of the Facebook window, Facebook instead shows the profile photo from someone on your friends list, so it appears as if that person is endorsing the product or service, or has sent you the link to the ad themselves. This article details one user who signed on to his Facebook account only to see a picture of his wife next to a “Hot Singles are Waiting for You!” ad. Needless to say, neither he nor his wife were pleased.

Most people do not want their face to appear next to a product, service, or slogan unless they have given Facebook specific permission to use their likeness. While the case of the man and his wife was an incident related to a third-party company that has since been removed from Facebook, the issue relates back to each Facebook user’s privacy controls. Instead of asking users for permission to take certain actions, Facebook has a longstanding and annoying habit of acting first and apologizing later. In order to protect your privacy, check your privacy settings on a regularly basis to see if Facebook has decided to allow certain actions on your behalf without your knowledge.

The problem is that these privacy settings are hard to find and even harder to navigate. When this Red Tape article instructed us to disallow the Facebook Ad service by changing our privacy settings, we couldn’t figure out how to do so. We had to follow the article’s flow chart to update our privacy settings. The instructions are as follows:

“If you still want to change the privacy toggle and prevent your actions on Facebook from appearing in ads to other users, follow this click trail: Settings=>Privacy=>News Feed and Wall=>Facebook Ads. Then select ‘No one.’”

We here at Five Point Capital recommend regularly checking your Facebook Privacy Settings to see what applications you may be unintentionally allowing to access your Facebook profile information. It seems like it will only be a matter of time before this Facebook scam becomes a major problem for Facebook executives. Privacy is something no one wants to compromise on, and if people do not feel safe using Facebook, the executives can kiss their empire goodbye.

Ways to Relax this Summer

July 14th, 2009

Even though summer is meant to be a time to relax, we here at Five Point Capital know that we can often fill our schedules with so many summertime plans that summer becomes our busiest time yet! Parties, barbeques, beach days, picnics, camping trips, fishing trips, and shuffling the kids to baseball games and camp can be overwhelming, so we would like to offer you a list of small things you can do to fill your summer with relaxation.

First, eat your meals outside. As long as the weather is warm and sunny, take advantage of it. This doesn’t mean you need to run out and buy patio furniture—even taking your cup of coffee and drinking it on the front steps can be relaxing and can help you to find time to get some fresh air. If you do have a place to eat meals outside, make sure to purchase some insect-repellent candles so as to enjoy your meal in peace.

Secondly, walk more. Again, you will find the fresh air and the warm weather invigorating, and it’s good for you. Walking also helps to remind us to slow down and smell the roses so to speak. Speeding down roadways on trains and in cars only adds to the rushed feeling of everyday life.

Eat more fruits and vegetables. Fruits and veggies that are in season during the summer months are often the tastiest, so now is the time to bulk up on the nutritious foods. When it is especially hot, cold fruits are a great way to cool down (tip: try throwing some grapes in the freezer for an extra-cold sweet treat). Fresh vegetables are so delicious that even your pickiest kids will love them! Try sweet corn on the cob or fresh asparagus on the grill when you barbeque. Shopping at your local farmer’s market means lower costs, guaranteed freshness, and supporting your neighborhood.

Finally, act like a kid! Eat freezer pops, run through sprinklers, ooh and ahh at fireworks, splash in pools, and build sandcastles. These activities can make you feel younger and help to remind you why you loved summer when you were young.

Summer is a great time to unwind, no matter how busy your schedule. Remember to take the time to enjoy the season and the weather in any way you can. We hope you have a great summer!

Stay-Cation

July 1st, 2009

With the economy at a standstill at best, many of us here at Five Point Capital have been hearing the term “stay-cation” floating around. A stay-cation is a vacation at home, and we think it’s a great idea. You can save money, sleep in your own bed, and still have a great time if you follow a few simple ideas.

First, take some time off of work just as you would with a vacation. If you’re going to pamper yourself, do it right! Then spend a day cleaning the house, making sure you have clean laundry, towels, and sheets, and stock up on your favorite foods.

Then, begin your vacation! Fill your home with relaxing scents such as lavender, vanilla, eucalyptus, and cucumber. Oils are a great way to fill a room with a light scent. Read a book in bed or have a glass of wine out on the porch. Don’t worry about doing dishes or making the bed, just let yourself relax.

Spend the days trying out new places. Go out for coffee at a new place each morning until you find a new favorite. Have lunch with old friends to catch up. Explore the tourist attractions of your hometown or nearby towns that you may have never taken advantage of before. Essentially, spend a week in your town as if you’ve never been there before. Try new places, meet new people, and take advantage of everything your town has to offer. Bring a camera and keep a journal in order to keep track of what you do and make some great memories.

Another great way to enjoy a stay-cation is to spend time with an older relative or friend. You may even volunteer at an old-age home! Ask your grandma about her old favorite recipes. Have your grandpa tell you about what your hometown was like when he was kid. Ask your elderly aunt to see pictures from her wedding. Not only will you make his or her day, but you will have a great time learning about a different time and place.

If you can’t afford a luxury vacation, hotel, flight, or cruise, don’t fret. A great, relaxing, fun vacation is right around the corner. You may even be surprised with how much there is to do in your very own town!

TiVo – Our New Exercise Scheme

June 16th, 2009

Everyone knows that exercise is important. In addition to being one-half of the dieting process, exercise keeps your body strong and healthy, builds your immune system, strengths muscles and your heart and lungs, and improves mental health as well.

So why don’t more of us exercise more often?

The answer is usually simple. After a long day at work, the last thing many people want to do is grab the old jogging suit and head right back out the door, to spend an hour working out after nine of hours of working at a desk. More often, we feel that a long day at work should be rewarded with coming home, changing into sweats or pajamas, having a nice dinner, and crashing on the couch for our favorite television show du jour.

Many would argue that technological advancements such as TiVo only contribute to our couch-potato attitude; after all, now we’re not stuck watching just whatever happens to be on at seven o’clock. We can watch whatever we want, no matter when it aired. However, we here at 5 Point Capital have come up with a scheme that just may help you get your butt off the couch and into the gym.

One trend of dieting that seems to be going over fairly well is the idea of having a “cheat day.” You force yourself to stick to healthy, low-calorie foods during the week, making sure to get your daily serving of fruits and vegetables, and laying off of the sweets and fatty things. However, the best way to curb a craving, some say, is to allow yourself to cheat on your own diet one day a week. Having a cookie or piece of pizza one day a week won’t throw off your whole diet, and it is often easier to refuse that milkshake on Thursday if you know you can have it on Saturday instead.

Five Point Capital proposes to treat exercise and TV the same way. Think of exercise as your salad and TV as your Pop Tart. When the urge to plop in front of the television strikes, hit the TiVo button and head to the gym. Then when Saturday (or whenever your cheat day is) hits, you’ll have a week’s worth of your favorite shows recorded for an all-day marathon of couch-potato heaven. That way you didn’t miss any of your shows, and you have a total day of fatty foods, sweat pants, and reality-TV waiting for you each week. If you have other plans for your weekend, keep saving up those shows for a rainy day!

We know this approach might not work for everyone, but it is definitely worth trying it out. After all, who says TV and burning calories doesn’t mix?

Windows 7 - Coming Soon

June 2nd, 2009

Are you a Mac, or are you a PC? We have all heard this question before, and most of us put ourselves firmly into one category or the other, despite the bickering, the finger-pointing, and the name-calling. There is no middle ground; either you are a Mac or a PC. This computer operating system preference falls into a category of phenomena that we here at Five Point Capital like to call “The Jelly Doughnut Paradox:” either you love jelly doughnuts, or you hate them. There is no compromise. No one “sort of” likes a jelly doughnut.

This classification system that has come to define our very beings and personalities in the age of technology was threatened when Microsoft invented the dreaded operating system that made PC-lovers weep and Mac-lovers smirk: Windows Vista. In a futile attempt at establishing peace between the two warring tribes of Mac-lovers and PC-lovers, Microsoft tried to create an operating system that meshed the two together—the system is essentially a PC system, but is designed to look and operate more like a Mac.

This attempt at integration failed. Mac-lovers would never switch to PCs, no matter how familiar the operating system appeared. PC-lovers would never adjust to Windows Vista, no matter how forcefully Microsoft tried to put the system into place. It just wasn’t happening. Mac-lovers did not turn to PCs, and PC-lovers wailed and moped because they could no longer figure out how to print, save, or create new documents.

Microsoft, however, has finally come to terms with the fact that there will be no integration of the PC-lovers and the Mac-lovers. The two camps will remain as they are, just as separate and equal as the jelly-doughnut lovers and the chocolate-glazed doughnut lovers, as dog-lovers and cat-lovers, as men and women. In time for the holidays this coming fall, Microsoft’s brand new operating system, Windows 7, will be on sale. The system promises to more closely resemble the old Windows XP than Windows Vista, and PC-lovers everywhere wait with bated breath for the new system to appear.

It looks as though Mac-lovers and PC-lovers will remain forever separate. Maybe that’s how it was intended.

Survivor’s Guilt

May 19th, 2009

With hard-working people being laid-off from their jobs left and right, those whose jobs have remained in tact may start to feel some effects of survivor’s guilt. Every single day people are losing their jobs or worrying about losing their jobs; unfortunately it has become the “American Way” of the era. There are countless resources for the jobless or soon-to-be unemployed to turn to, but what about those who have not been left without a job?

Many who have been laid off may turn against their employed neighbors, friends, family members, and spouses, feeling as if there is no way for them to understand the stress and helpless that comes with being unemployed. The employed may then even start to feel guilty for their success, hard work, good luck, or whatever else they may feel has caused their job security. They might be asking “Why did he or she lose their job while I kept mine? Am I expected to be working twice as hard now? Should I be putting in more hours and working through weekends and vacations? Should I double my donations to charity, since no one else can afford it? Should I offer more support to others, even outside of my family? What do I do with this new role as breadwinner, not just for my family, but for my country?” However, at a time when there is enough stress and ill-feeling going around the country, there is simply no room for the guilt of the thriving.

If you have been able to remain secure at your place of employment, do not feel guilty. It is not your sole burden to support the un-working world, to carry hard-hit charities, or to diminish your own skills and success. You should be proud of what you have accomplished, relieved at your stability, and active in supporting your community. Continue on the path that has led to your success and stability, but do not live above your means. Yes, continue to donate your time and money to charity, but do not increase your efforts above what you are comfortable capable of out of remorse.

We here at Five Point Capital know that the world needs strong, stead-fast, good-hearted people, not those crippled with survivor’s guilt. This economy is no time for showing off, bragging, or lavish spending, but it is also not the time for guilt or unwise spending. Do your part for your community, but remember to keep your head held high and your work ethic strong. The rest will soon follow.